Retirement Investment Digest

Automatic enrollment with a balanced default fund isn’t by itself going to solve the retirement savings issues that many employee will be facing. It will help, but the real answer is for plan sponsors is improve the communication effort….

If you’re thinking about establishing a SIMPLE in 2006 for your small business, then you don’t have much time. It must be place by October 1. No doubt you’ve been told that it’s easy to establish - and relatively inexpensive -…

Sizeable participant retirement accounts, the call of early retirement for the Baby Boomers, and retirement plan provisions that permit in-service distributions - all factors that are apparently attracting promoters to get at that cash. The NASD concerned about this…

That ’s the title of a just published study by The Center for Retirement Research (CRR) at Boston College. The study compared defined benefit pension plan investment returns with 401(k) plan investment returns. Using data from 1988-2004, the study reports…

Including life insurance as one of the investment choices within a 401(k) offers some very interesting advantages

Channel: Money Tags: 401k life insurance retirement

The picture above certainly does not represent today’s accountant. And in a similar vein the Department of Labor (DoL) wants to know whether its Interpretative Bulletin 75-9 published over 30 years ago relating to the independence of accountants who audit…

It’s amazing how many people pass up free money at work by not taking advantage of their employer’s 401k matching. Potentially, this could be leaving hundreds of thousands of dollars on the table when it comes time to retire.

Channel: Money Tags: 401k retirement investing employer matching

  In a recent post about the challenges in communicating employee benefits to employees, I included a Department of Labor stat: the average 34-year old has already worked for nine different companies in his or her brief career. So I…

The answer to this question like answers to every question in Pensionland starts with, tell me more first. Here is how a financial columnist recently responded to this question. Paraphrasing the Q & A: Asked the reader: I’m going…

Max Goldman in his blog, The Performance & Talent Management Blog, writes about a recent survey by McKinsey that indicates HR executives overwhelmingly see employee benefits as being important in order to compete effectively. Particularly to be able to…